Wealth Executive Life by Vitis Life: Accessible and Flexible Luxembourg Life Insurance
Discover Wealth Executive Life by Vitis Life, the Luxembourg life insurance policy available from €250,000. Benefit from tailor-made management, competitive charges and optimum security thanks to the Luxembourg framework.
Why choose Vitis Life?
Founded in 1995, Vitis Lifethe Luxembourg subsidiary of the French mutual insurance group Monceau Assurances, is recognised for its management of over €3.5 billion in assets and its solid solvency ratio of over 200 %.
Key assets :
Entry ticket available from €250,000
Strong international portability
Compatible with US persons resident in France
Flexible management with Wealth Executive Life
The contract Wealth Executive Life offers great flexibility thanks to its specialised insurance funds (FAS), available from €250,000, and tailored to the specific needs of each investor.
Recommended management for receiving and transmitting orders (RTO)
Extended compatibility for expatriates and international residents
Competitive and transparent charges
Cumulative annual fees (insurer, broker, custodian bank) remain very competitive:
| Amount invested | Insurance costs | Broker fees | Bank charges | Annual total |
|---|---|---|---|---|
| 125 000 € | 0,60 % | 0,20 % | 0,07 % | 0,87 % |
| 250 000 € | 0,45 % | 0,20 % | 0,07 % | 0,72 % |
| 500 000 € | 0,35 % | 0,15 % | 0,06 % | 0,56 % |
| 1 000 000 € | 0,30 % | 0,10 % | 0,06 % | 0,46 % |
| 2 500 000 € | 0,25 % | 0,10 % | 0,06 % | 0,41 % |
| > 5 000 000 € | 0,23 % | 0,10 % | 0,06 % | < 0.39 % |
Please note: fixed annual administration fee of €200, with minimal additional charges depending on country of residence (0.05 to 0.09 % per year).. Entry fee: €1,000
Varied Investment Vehicles
The Wealth Executive Life contract offers a range of products to suit every profile:
Euro funds : Capital guaranteed, up to 30 % of your savings
External funds : Access to a wide range of international funds
Dedicated internal funds (DIF) : Management tailored to your specific needs
Advantages of Vitis Life Assurance Luxembourgeoise
Greater safety thanks to Luxembourg's "Safety Triangle
Tax advantages tailored to your tax residence
Adaptability to an international clientele
Our review on Wealth Executive Life by Vitis Life
This contract stands out in particular for :
Accessibility from €250,000
Flexibility for expatriates and international tax residents
An effective combination of independent and advisory management
Areas for improvement :
Digitalisation could be improved compared with competitors on the market.
FAQ : Your questions about Vitis Life AV
A flexible Luxembourg policy available from €250,000, ideal for international wealth investment.
Attractive cumulative charges of between 0.39 % and 0.87 % depending on the amount invested, with an annual administration fee of €200
Entry fee: €1,000.
Yes, and it's particularly suitable because of its tax flexibility and international portability.
Yes, you can invest up to 30 % of your capital in euro funds to secure your investment.
For its exceptional solvency, accessibility and international compatibility.
Your assets are protected by Luxembourg's Triangle de Sécurité and strict segregation of funds.
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